MasterCard Standard and Gold credit cards are available at low interest rates and great payments conditions
  • No annual Fee
  • From 8.99% APR* to up to 18.00% APR* for purchases and cash advances.
  • 0% APR* for balance transfers for 6 months
  • Free Fraud Prevention Program
  • Free Points Reward Program. MasterCard Rewards
  • MasterCard Students up to $2,500
  • MasterCard Standard  up to $5,000
  • MasterCard Gold up to $25,000
    • Gold MasterCard benefits
      • Rent & Repair
      • Rent & Save
      • Shop & Go
      • Smart Shopper
      • Value Shopper
      • Travel Plus
      • Traveler

For more details on rates, fees and other cost information please click here

Apply Now!

For more information on these benefits please visit or call 1-800-622-7747.


Payment Information:

We offer the free services of Caribe Online and TeleCaribe to pay your MasterCard 24/7.  Payments made to your MasterCard before 3:30pm will be reflected in your account on the following business day. Payments made after, will take two business day to appear processed in your account.

*Some restrictions may apply. Subject to credit approval and other parameters established by CFCU. Your interest rate will be determined based on your credit score.