The beginnings


Caribe Federal Credit Union was founded in 1951 by a group of Federal employees. We are a non-profit financial institution organized and chartered under the Federal Credit Union Act to serve federal employees in Puerto Rico and the US Virgin Islands. At the present we also serve over 75  Select Employee groups in Puerto Rico and all the members of the Liga de Estudiantes de Arte de San Juan.

Caribe Federal has an active membership of over 28,000. Our institution is federally insured by National Credit Union Administration (NCUA); an independent agency of the United States Government. NCUA regulates, charters and insures the nation’s federal credit unions. Actually Caribe Federal operates a main office at O’Neill Street in Hato Rey and has two branches; one in Las Cumbres Ave PR 199 Alejandrino Corner in Guaynabo and another inside the Main Federal Building in Hato Rey.

Caribe Federal Credit Union is one of the safest and biggest federal credit union in Puerto Rico with over $330 million in assets. We offer our members a wide variety of financial products and services at lower interest rates and lower service charges. Our members enjoy quality free services by Internet and phone, seven days a week, 24 hours a day.

Caribe Federal Credit Union looks to provide our members more and better services every day. The principal goal of Caribe Federal is to be the principal financial institution of our members, not only an alternative. At the present our current Board Chairman is Juan Masini Soler and our General Manager is Jorge M. Vadell.


Caribe Federal values are based on its commitment to the principles of the cooperative credit system and a deeply rooted sense of pride terming from Caribe Federal rich history, tradition, an outstanding record of achievements, high performance standards, and a sustained growth while providing quality services to its members since receiving its Federal Charter on June 20, 1951. The following values constitute Caribe Federal ethical and moral guidelines to be observed by those acting on its behalf.


Working together as brothers toward the solution of common problems.


We believe that the organization and operations of Caribe Federal Credit Union should be mainly accomplished by volunteers. Our credit union is headed by a volunteer Board of Directors. Board members meet monthly to discuss different aspects that affect the credit union and how it can be changed for the wellness of the credit union and the members.


We believe in making concerted and comprehensive efforts in our quest for providing the best possible high quality services to our members.


One member, one vote; equal rights for all members.


We believe in helping others to help themselves by contributing to the teaching-learning process and making people aware of their rights and responsibilities.


Once a member, always a member.