LOAN RATES
| New Autos | 2.89% APR* |
| Used Autos | 4.89% APR* |
| Personal | 5.75% APR* |
| Master Card | 8.99% APR* |
| Line of Credit | 10.00% APR* |
| Motorcycles | 6.89% APR* |
| Boats | 6.89% APR* |
| Personal Mortgage | 8.25% APR* |
| HELOC | 8.75% APR* |
| Mortgage | 3.75% APR* |
| Land Loans | 9.78% APR* |
| Balloon Mortgage | 4.92% APR* |
| Construction | 9.09% APR* |
| Business | 5.99% APR* |
*All rates are subject to change without notice. Some restrictions may apply for these offers.
AUTO LOANS
New and Used*
Let CFCU help you find the right vehicle that fits your budget. If you don’t know up to how much you can afford, CFCU can pre-approve your loan and take the guess out of car shopping. Even if your not yet a member, we can pre-approve your loan.- 100% Financing available
- Best interest rate
- Interest insurance coverage available
- Up to 72 months term in new vehicles
- Up to 60 months term in used vehicles
- Used auto are those well-conditioned units which model is not beyond five (5) years old from its year model.
- If a used auto has less than one (1) year model and less than 15,000 miles it may qualify for new auto loan terms.
- Get cash from your used vehicle, we offer refinancing at incredible low rates
- Fast processing and excellent service
Auto Balloon*
With this innovative program our members can reduce their monthly loan payment.- 100% financing available
- Best interest rate
- Loan term up to 60 months
- Interest insurance coverage is available
Buying Your Car Loan Account*
This special program allows our members to reduce an actual loan interest rate with other institution and transfer to CFCU with a lower rate.
If the vehicle has 12 or less months of use, the interest rate will be the same for new auto loans*
Up to 3% less than the actual sale contract interest rate with other institution but not less than the CFCU existing interest rate for auto loans*
If the vehicle has 12 or more months of use the existing loan term could be extended for one more year, but no more than 72 months.*
*Some restrictions may apply. Subject to credit approval and other parameters established by CFCU. Your interest rate will be determined based on your credit score.
